100%! We have a 100% donation policy so all donations to our organisation goes towards one of our appeals. We believe in full transparency and our commitment is to ensure that every donation is used efficiently and effectively to make a real difference in the lives of those who require it.

Baytul-Mal is committed to safeguarding everyone involved in our charity, especially those who apply for our Zakat. Our Safeguarding Policy statement is publicly available here.

There are a number of ways you can fundraise for us, you can set up JustGiving, CrownFunding or Facebook fundraisers. If you need a hand, please get in touch and one of our team members will be able to help.

The Nisab was set by Prophet Muhammad (Peace Be Upon Him) at a rate equivalent to: 87.47 grams of gold 612.29 grams of silver A person only pays Zakat if net assets equal or exceed the Nisab threshold for an entire lunar year. If you only have gold as an asset, then the Nisab measure for gold must be used. If, however, you have a mixture of assets, then the Nisab level for silver should be used (although some scholars still maintain that gold should be used regardless), using silver is safer and more beneficial for the recipients of Zakat. In most cases this means that if your net assets (income and savings) are above the silver Nisab threshold, you must pay Zakat on the total amount of wealth you own. Zakāt is not paid until one lunar year has passed from the date on which he first possessed more than the zakāt threshold. This date is the zakāt date and every year from then onwards he checks on that date whether he is above the zakāt threshold. If he is, he pays zakāt but if he is lower than the zakāt threshold, his zakāt date is cancelled and he restarts the process.

Your Zakat obligation begins on the day your wealth equals or passes the Nisab (threshold), after one lunar year of your wealth equalling or passing the Nisab your Zakat will be payable providing you remained in possession of some wealth during that year. You will use this date again for the following year.

Once you posses the Nisab fluctuations in your wealth may or may not Influence the Zakat date/year. Wealth that has increased has not effect on your Zakat date/year. Reduction in wealth beneath the threshold (but above zero) during the year does not affect the year if the threshold was found at the beginning and at the end of the year. Wealth that becomes completely used up (goes to zero or below minus - in debt) will result in Zakat year being terminated. Your new Zakat year/ date will start once you possess the necessitating threshold once again.

The basic principle is that debts are deducted from wealth, and if the remainder is still above the Nisab, Zakat is payable, otherwise not. For example, if one has £7,200 at the end of their Zakat year but owe their friend £5,000, they will deduct this from their wealth and pay Zakat on £2,200. Acquiring debt after the Zakat year is over are NOT taken into consideration. ​ Mortgages, car finance and student loans are not debt that is accounted for therefore, not deducted when calculating your Zakat at the end of your Zakat year. ​ What if I'm owed money? - wealth that is not in your possession e.g money loaned to someone is added to your annual Zakat however, you do not have to pay that part of your Zakat until the loan is paid back to you. For example, if A loaned B £1000 and was paid back 3 years later than A would pay £75 Zakat on that loan in the year they are repaid, calculation behind this is: £1000 x 2.5% = £25 x 3 years = £75 Zakat to be paid in year 3. Another option is to pay Zakat annually for the extended loan rather than wait for the money to be paid back.

Below are some of the sub-categories we will attempt to distribute zakat across: The poor or needy that possess less than the nisab (threshold). This includes asylum seekers/ refugees & families, these will be considered high priority due to level of poverty most are in. New Muslims who are poor and needy. Those in debt: someone who is under an obligation to pay off a debt. Students of Islamic knowledge will be given zakat as an investment in communities.

The rich (except when such are among the workers of Zakat). Lineal ascendants i.e. parents and grandparents). Lineal descendants i.e. children and grandchildren. Spouse(s). Family of the Prophet (Peace Be Upon Him). A non-Muslim. Zakat cannot be given to build a mosque, a well or other Islamic institute.